🏡 Malayoram Plots
← Main Site WhatsApp Us
For NRI Buyers

Own a Piece of Kerala
From Anywhere in the World

Premium DGPS-surveyed plots in Cherupuzha, Kannur. Fully legal for NRI purchase under FEMA guidelines. We handle everything from documentation to registration — you don't need to be here.

✅ FEMA Compliant ✅ NRI Bank Loans Available ✅ Remote Documentation Support ✅ Video Walk-throughs
🇦🇪 🇶🇦 🇸🇦 🇴🇲 🇰🇼 🇬🇧 🇺🇸 🇦🇺 🇨🇦
Start on WhatsApp — Free Consultation

Plots Starting at ₹1,25,000/cent

See the price in your currency

Approximate rates. Final price in INR. Exchange rates update daily.

How NRI Purchase Works

You don't need to fly to Kerala to buy. Here's the full process:

1
WhatsApp Consultation (Free)
Talk to us on WhatsApp or video call. We share plot photos, drone videos, layout map, and all documentation. You ask every question you have — no rush.
2
Choose Your Plot
Once you've decided, we reserve your plot with a small advance. Advance can be sent via NEFT/RTGS from your NRO/NRE account in India or wire transfer from abroad.
3
Sale Agreement (Remote Possible)
We prepare the Sale Agreement. If you're not in India, you can execute a Power of Attorney (PoA) in your country — notarized and apostilled — authorizing a trusted person in Kerala to sign on your behalf.
4
Payment via NRO/NRE Account
All payments must flow through your Indian bank account (NRO or NRE). We guide you through the exact transfer process and provide all necessary receipts for RBI compliance.
5
Registration & Title Transfer
Your PoA holder signs at the Sub-Registrar Office in Kerala. We coordinate everything. Once registered, the property is legally yours. We send you scanned copies of all documents digitally.
6
After Purchase — We Stay With You
Property maintenance, construction when you're ready, tenant management — Malayoram Plots offers After Service so your investment is protected even while you're abroad.
⚖️

Can NRIs Buy Agricultural Land in Kerala?

✓
Residential / plotted land: Yes — NRIs and OCIs can freely purchase residential plots in India under FEMA (Foreign Exchange Management Act). No RBI permission needed.
✓
Our plots: Malayoram Plots are classified as residential / layout plots (not agricultural land), making them fully eligible for NRI purchase.
✓
Payment rules: Payment must be made in Indian Rupees through an NRO or NRE bank account. You cannot pay directly in foreign currency to the seller.
ℹ
OCI card holders: OCI holders have the same rights as NRIs for property purchase. PIO card holders should verify their current status under OCI.
Ask Us a Legal Question

Documents You Need

We help you prepare all of these. Soft copies via WhatsApp or email.

🪪 Identity Documents
  • ✓Passport (all pages + visa pages)
  • ✓OCI / PIO card (if applicable)
  • ✓PAN card (mandatory for property purchase in India)
  • ✓Aadhaar card (if available)
  • ✓2 recent passport-size photos
🏦 Banking Documents
  • ✓NRO or NRE account statement (last 3 months)
  • ✓Bank cheque leaf or account details for payment
  • ℹDon't have an NRO account? We can guide you to open one.
📋 If Signing via Power of Attorney
  • ✓PoA document (we provide the draft)
  • ✓Notarized + Apostilled in your country
  • ✓Trusted representative's ID in Kerala
📞 We Provide All of These
  • ✓Title Deed (original, certified copy)
  • ✓Encumbrance Certificate (EC)
  • ✓DGPS Survey documents
  • ✓Patta / Thandaper documents
  • ✓Layout plan approval

Land Appreciation Calculator

Kerala land near growing towns like Cherupuzha has historically appreciated 10–18% annually. See how your investment grows:

Conservative 8%Strong 20%

Illustrative only. Past appreciation does not guarantee future returns. Consult a financial advisor for investment decisions.

Common NRI Questions

Can I buy land in Kerala if I have a foreign passport?
Yes, as an NRI or OCI holder you can purchase residential plots in India without RBI permission under FEMA. Our plots are residential layout plots, not agricultural land, so you're fully eligible.
Do I need to come to Kerala to register the property?
No. You can execute a Power of Attorney (PoA) in your country — notarized and apostilled — authorizing a trusted person (family member, lawyer, or our partner) in Kerala to handle the registration on your behalf. We provide the PoA draft and guide you through the entire process.
How do I send money from abroad to buy the plot?
All payments must be made in INR through your NRO or NRE bank account in India. You can transfer funds from abroad to your NRO/NRE account using wire transfer, then pay us from that account. Payments by cheque or NEFT from NRO/NRE accounts are fully FEMA compliant.
Can I get a home loan as an NRI to buy a plot in Kerala?
Yes. Many leading Indian banks offer NRI home loans for land purchase in Kerala. Typically you can borrow 70–80% of the property value, with repayment from your NRO/NRE account or foreign inward remittance. Terms and conditions apply. Just tell us and we'll connect you with the right bank representative for your situation — no obligation.
What happens to the land while I'm abroad?
Malayoram Plots provides After Service. We can maintain your plot (clearing, fencing, security), handle property tax payments, and keep you updated with photos and videos. If you decide to build, we connect you with trusted builders and oversee the construction on your behalf.
Can I resell the plot later and repatriate the money?
Yes. When you sell the plot, the sale proceeds go to your NRO account. You can then repatriate up to USD 1 million per financial year from your NRO account to your foreign account, subject to TDS (tax deducted at source) on capital gains. A CA (chartered accountant) can guide you on tax implications. We can recommend a trusted CA.

Ready to Invest in Your Roots?

Talk to us on WhatsApp. We answer within 2 hours. Consultations are free, no obligation.

WhatsApp Now — Free Consultation
Browse Available Plots →